Question:

How can a family save money?

Mattresses

Flip your mattresses every three months to save the
mattress life and save you money.

Watch The Register

Watch the cash register like a hawk. Make note of
sale items when you pick them up so you will know the
correct price when you get to the register. Also check
your receipts for any mistakes.

Store Sales

Check out different stores and pick about 6 that you really
like and visit them frequently. Checking items
frequently will let your learn the stores markdown
cycles and you can get items you want on sale.

Credit Cards

Make sure you know your card's limit and what your current
balance is. Many credit card companies will let you go
over your limit and then hit you with over the limit
fees of $25 or more. Buyer beware!

Buy In Bulk

When your basic grocery items that you use most often
go on sale, buy in bulk to stock up.

Credit Cards

Scrutinize your bill each month. If you find something
questionable or unacceptable, write the card company a
letter immediately pointing out the billing error, specify
the problem and request it be credited to your account.
Keep a copy of the letter for yourself and mail the other
certified mail, return receipt requested to the
credit card company. Within 30 days they must reverse
the charge, fix the problem or tell you they will
investigate.

Credit Cards

Find the best card you can if you must have a credit
card. Look for cards with these features:
No annual fee.
25 day grace period.
Accepted in many places.
Low interest rate.

Go to
www.bankrate.com or
www.cardweb.com
to check on current credit card offers.

Videos

The next time you want to rent a movie for the family,
visit your local library instead. Many popular titles
can be found at the library and you can check them out
usually for no charge.

Credit Cards

Read every piece of mail your credit card company sends
you. Especially the fine print. Check to see if they
have instated a rate change. If so, call them and see
if they will reinstate your old rate. If not, consider
switching cards. You do not have to accept the new
rate and paying off the balance at your current interest
level. But if you make any new charges, the rate will
instantly go to the higher one.

Coupon Traders

Search out other coupon shoppers on the Internet and
seek to trade coupons. Give coupons for items you do
not use for coupons that you do.

Credit Card Balances

Always keep a running check on your credit card
balances. Losing track of where you stand with
your credit card is one of the quickest ways to get
into debt.

Money Savings-Freebies

Surf the web to find hundreds of legitimate free offers
for everything from food to clothing and more. Internet
freebies are a great way to save money for the whole
family.

Credit Cards

Even though your credit card company may offer freebies
such as frequent flyer miles or cash rebates, they may
charge higher interest rates and annual fees. Make
sure the freebies are really free before you commit to
that card.

Family Frequently Asked Questions

How can we save money?

How can we clean better?

What are some home decorating tips?

How do I save time in the kitchen?

What are some holiday decorating tips?

How can a family save money?

What are some tips for Christmas?

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How can we get organized?

What are some tips for Thanksgiving?

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How should the American Flag be displayed?

What are some tips for planning for the future?

What are some tips for Christmas shopping?

How can I make my own window cleaner?

How can we protect ourselves?

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How can my family save valuable closet space?

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How do I make playdo?

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Where can I take my family for the day?

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How can we save time?

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When should I begin planning for our family reunion?

How do I get help planning a family reunion?

What are some fun games we can play as a family?

What kind of hobbies can my family do together?

What are some good ways to have family activities?

How can we keep in touch with family who live far away?

What should we do on family night?

How can my family go to the grocery store less often?

How can we get our children involved in family night?

How can a family save money on video rentals?

How can I save money on buying baby clothes?

How can my family save money for college?

How can a family save money on buying videos?

How do I protect myself in parking lots?

How can my family organize the linen closet?

Where can I get information on adoption?

Whatīs a fun game for a large group of people?

What kind of hobbies can my family do together?

How can my family keep from being overloaded?

How can I reduce holiday stress?

How can I control my anger before it gets out of hand?

How can we organize household chores?

How can my family keep a record of the money spent?

How can my family make the most of the grocery money?

What is a parentīs role at a childīs sporting event?

Whatīs the perfect gift for my mother on Motherīs day?

What are some tips for adopting a "special needs" child?

How can I save time while cleaning?

How can I save time cleaning?

How can we celebrate Memorial Day?

When should I report a crime?

How can my family save money on batteries?

How can my family keep sports equipment organized?

How can my family make the most of their drawer space?

How can we organize our bathroom?

How do I keep my child safe while riding bikes?

Where should I begin dusting?

How do I remove ticks?

How can we save valuable cabinet space in the kitchen?

What are some tips for shopping online?

What are some tips for Easter?

What should I know about cleaning bathrooms?

How can I keep my child safe around water?

How can I save time in the morning rush?

How can I keep things moving in the morning rush?

How can I plan ahead for a family funeral?

Are there any guidelines to follow while raising a child?

buy me?

How do I set a budget?

How can I clean my stainless steel kitchen utensils?

How can I clean my stainless steel kitchen utensils?

How can I clean my stainless steel kitchen utensils?





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Ray Lokar